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NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. If you get injured or sick during your trip, travel insurance can come to your rescue by reimbursing the cost of prepaid travel arrangements, like a hotel room, rental car or airfare.
And while some health insurers cover you anywhere in the world, not all do, so check your policy before traveling. Even if your plan covers treatment abroad, it may not cover transportation to get there, like an ambulance ride or perhaps even a helicopter.
Medical evacuation insurance is typically included in travel insurance policies. The exact terms of medical evacuation insurance vary by policy, but generally speaking, this type of insurance covers medical transportation, such as an ambulance ride or air evacuation services, to the nearest adequate medical facility.
If you need to head back home for treatment, some plans may also cover the cost to change your flight or book new travel arrangements so you can return sooner. Again, exact coverage varies by policy, but it generally encompasses:.
